Privacy & Consent
How thejunejagroup.ca collects, uses, and protects your information under Canada's Personal Information Protection and Electronic Documents Act (PIPEDA), Canada's Anti-Spam Legislation (CASL), and FSRA brokerage rules when dealing with Saminder Juneja.
Your privacy and security are our top priorities. This page is the single source of truth for every privacy, consent, terms, security, licensing, complaints and accessibility disclosure on this site.
What we collect
Only what you give us through forms, calculators, chat, or scheduled calls:
- Personal identification (name, address, phone, email)
- Financial information (income, assets, liabilities, credit history)
- Employment information (employer, position, tenure)
- Property information (address, value, intended use)
- Documentation you provide (pay stubs, bank statements, etc.)
How we use it
- Respond to your inquiry and match you to the right service
- Share with the licensed mortgage broker Saminder Juneja (Mortgage Centre Canada, Get A Better Mortgage Inc., FSRA #10874) so he can match you with mortgage or property-management solutions
- Email, SMS or call you about your file (CASL express consent)
- Send educational resources and rate updates you can opt out of any time
- Meet FSRA, lender, and trustee compliance requirements
We never sell your information.
Retention
Inquiry data is retained while your file is active and for the period required by FSRA / lender record-keeping rules (typically 7 years for closed mortgage files), then securely destroyed.
Your rights & withdrawing consent
You can at any time:
- Request access to or correction of your information
- Withdraw consent for marketing or further contact
- Ask us to delete data we are not legally required to keep
- Reply STOP to any SMS, click unsubscribe in any email, or use the contact form
Contact us at info@thejunejagroup.ca.
Legal & Privacy Information
Comprehensive policies and compliance standards. Every consent checkbox, calculator result, email and SMS on this site links back to this page.
Privacy Policy
Our Commitment to Privacy
We take your privacy very seriously. Our Privacy Policy tells you what your rights are and the rules we follow to protect your personal information, including compliance with PIPEDA and other regulatory governance.
These practices apply solely to information collected via this online application and through direct contact with the licensed mortgage broker.
Confidentiality Warning
This website contains privileged and confidential information intended only for the parties addressed. If you are not the intended recipient, you are hereby notified that any review, dissemination, or copying of this communication is prohibited.
Please notify us immediately if you wish our office to refrain from using email. This communication is being sent to you in compliance with Canada's Anti-Spam Legislation (CASL).
PIPEDA Compliant: We adhere to the Personal Information Protection and Electronic Documents Act and all applicable provincial privacy legislation.
Security Policy
Encryption & Access Standards
Your personal and financial information is protected using TLS 1.2+ in transit and AES-256 (FIPS 140-2 validated) at rest. Access is restricted by role-based permissions and Row-Level Security on every database table, and our infrastructure providers maintain SOC 2 Type II and ISO 27001 certifications. We engage independent third parties for periodic penetration testing.
256-bit AES encryption, FIPS 140-2 compliant
TLS encryption for all data transmissions
24/7 security monitoring and threat detection
Automated daily backups with secure storage
Certifications: SOC 2 Type II · ISO 27001 · PIPEDA Compliant · PCI DSS
Terms of Use
Acceptance of Terms
By accessing and using this website and our services, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.
Information Accuracy & User Responsibilities
Users are responsible for providing accurate and complete information during the application process. We understand and confirm that the information provided is true and correct and is being used to determine credit worthiness. Any false or misleading information may result in application denial or legal consequences.
Electronic Signatures & Records Consent
Your acceptance confirms your willingness and ability to receive and act on communications electronically, rather than in paper form, and to include the use of electronic signatures in our relationship with you.
Your Rights Include:
- Opt out of any future contacts from us at any time
- Request access to your personal information
- Request correction of inaccurate information
- Withdraw consent where legally permissible
Licensing & Regulation
thejunejagroup.ca
Sami Juneja — Licensed Mortgage Broker
Get A Better Mortgage Inc. (FSRA #10874)
Mortgage Centre Canada — Independently Owned and Operated
We maintain the highest professional standards and adhere to all regulatory requirements set forth by provincial mortgage regulatory authorities. Our licensing ensures that all services are provided in accordance with industry best practices and consumer protection regulations including PIPEDA, FINTRAC, and provincial mortgage broker licensing requirements.
Complaints & Dispute Resolution
Our Commitment to Service Excellence
We are committed to providing exceptional service to all our clients. If you have a concern or complaint about our services, we encourage you to contact us directly so we can address your issue promptly and effectively.
- 1
Online Contact Form
Submit your concern through our secure online contact form.
- 2
Investigation & Response
We will investigate and respond within 30 business days.
- 3
External Resolution
If unsatisfied, escalate to Get A Better Mortgage Inc. (FSRA #10874) for external review.
Accessibility Statement
The Juneja Group is committed to ensuring that our services are accessible to all individuals, including those with disabilities. We strive to provide equal access to information and functionality to all users.
- Keyboard navigation
- Screen reader compatible
- High contrast
- Scalable fonts
Information Sharing & Third Parties
We will not share your information with any third party without your consent, except as required by law or as necessary to process your mortgage application.
Authorized Third Parties May Include:
- Mortgage lenders and lending institutions
- Credit bureaus for credit verification
- Property appraisers and inspectors
- Legal professionals involved in the transaction
- Government agencies as required by law
Access Control: Your Mortgage Agent / Team will only have access to what you choose to share with them. You maintain control over your personal information throughout the mortgage process.
Compliance Summary
All content, calculators, emails and SMS on this site are educational in nature and do not constitute a mortgage commitment, pre-approval, offer of credit, or financial, legal or tax advice. Outcomes vary based on individual circumstances and lender approval. Always confirm details with a licensed mortgage professional and your own accountant or financial advisor before acting on any figures shown.
Last updated: August 2026. This page is subject to change — check regularly for updates.