Commercial Property Financing
Bridge Financing for Commercial Industrial, Mixed-Use Properties and Multi-Family (MUR) Apartments available to Sophisticated Investors with a Long Term Funding Strategy.
Is Commercial Bridge Financing Right For You?
Our solutions are designed for sophisticated investors who:
Asset Classes We Finance
Comprehensive financing solutions across diverse commercial real estate sectors
Multi-Residential
Stabilized and value-add apartment buildings, including purpose-built rentals and multi-unit residential assets.
Industrial
Modern manufacturing, logistics, and warehouse facilities across core and secondary markets.
Mixed-Use
Assets combining residential and commercial components, from urban infill projects to established mixed-use developments.
Retail
Grocery-anchored centres, neighbourhood retail plazas, and professionally managed commercial retail properties.
Commercial Quick Quote
Get instant preliminary assessment
Fast track your commercial financing with our streamlined quote system. Perfect for preliminary assessments and urgent funding needs.
Key Features
Commercial Property Analysis Tool
Professional property valuation & financing
Comprehensive NOI analysis with cap rate valuation. Professional-grade tool for detailed commercial property assessment and financing planning.
Key Features
Commercial Bridge Success Stories
See how we've structured creative financing solutions for complex commercial deals
Tier-3 Multi-Unit Residential
Overview
A residential income asset in a Tier 3 market required a long-term refinancing solution to retire short-term seller financing ahead of a six-month deadline.
Facility
A 10-year, 40-year amortizing mortgage structure designed to enhance cash flow and support sustainable long-term yield.
Timing & Outcome
The financing closed at 4.2% within a three-month window, positioning the asset for stable, efficient performance.
Multi-Unit Residential Acquisition – Ontario
Overview
A multi-unit property was acquired under a tight financing condition and a 90-day closing schedule to secure favourable pricing.
Facility
A structured 36-month senior facility paired with a VTB second mortgage, achieving 85% effective leverage while preserving long-term runway.
Timing & Outcome
Institutional financing was completed within the 90-day closing period, delivering strong cash-on-cash returns with a projected breakeven in three years.
Luxury Single-Family Construction – Oakville, ON
Overview
A borrower required refinancing for an existing private mortgage and construction take-out capital following completion of a luxury single-family build.
Facility
A $3,000,000 bridge facility advanced against a projected $5,500,000 ARV, enabling completion and stabilization.
Timing & Outcome
The project exited into a 24-month institutional senior loan at 5.25%, solidifying long-term financing and project success.
Development Land Financing – Milton, ON
Overview
A 10-acre parcel zoned for residential development required servicing capital ahead of sale. Estimated market value: $8,000,000.
Facility
An 18-month bridge facility structured to provide liquidity for site servicing and preparation activities.
Timing & Outcome
A $4,500,000 refinance was secured upon completion of servicing milestones, positioning the property for optimal market disposition.
Commercial Retail Plaza – Guelph, ON
Overview
A commercial retail plaza required capital for rent stabilization and operating liquidity for an owner-occupied business. Assessed value: $5,800,000.
Facility
A structured 18-month mortgage facility advanced at 65% LTV, complemented by a $250,000 operating credit.
Timing & Outcome
The financing supported tenant stabilization and business continuity, preparing the asset for long-term takeout refinancing.
Commercial Retail Plaza – Bradford, ON
Overview
A two-phase commercial plaza development required structured financing to support rent stabilization, provide operating liquidity for an owner-occupied business, and maintain construction momentum. The borrower also required a prepaid interest reserve and the ability to pledge an adjacent land parcel as additional security. Assessed value across both phases: $18,000,000.
Facility
A 24-month mezzanine facility was arranged with a defined partial principal paydown schedule, enabling targeted discharges as rent stabilization milestones and construction progress were achieved. The structure included a prepaid interest reserve and supplementary collateral secured on the adjoining land.
Timing & Outcome
The financing created the runway needed to execute tenant stabilization, support business operations, and advance construction toward long-term takeout refinancing options.
Your Path to Approval
1. Commercial Quick Quote or Property Analysis
Enter your property details in our specialized analysis tools
2. Prequalification Details & Upload Docs
Complete prequalification form and upload required documents
3. Approval Offer and Final Docs
Receive approval offer & submit final documents
4. Funding the Deal
Final funding & deal completion
Get your decision in 24-48 hours
In this guide
Senior debt, alternative and bridge/construction facilities across multi-res, industrial, office and mixed-use assets.
Commercial Property Financing: your roadmap, guides, calculators and FAQs
See exactly what you need to do at each stage, what we handle, and every resource that supports it — with a checklist you can tick off as you go.
Institutional Mid-Long Term Capital Solutions Available
Institutional Capital Deployment
Leveraging sophisticated funding sources and institutional relationships to provide capital 3-5 year term solutions with amortizations upto 30 years.
Alternative Credit Structuring
Expert structuring for non-traditional borrower profiles including self-employed professionals, corporate entities, and borrowers with complex income verification requirements.
Strategic Capital Advisory
Comprehensive advisory services working alongside legal counsel, accounting professionals, and wealth management teams to optimize capital structures.
Risk-Adjusted Pricing Models
Transparent fee structures and comprehensive risk disclosure ensuring clients understand all aspects of their financing arrangements before execution.
Bridge Financing Calculator
Calculate your bridge financing requirements with our specialized calculator designed for commercial properties and short-term funding needs.
Access Bridge Financing CalculatorReady to Finance Your Commercial Property?
Get expert analysis of your commercial property financing needs. Our team specializes in complex commercial transactions with strategic exit planning.
Commercial Financing Success Stories
Real sophisticated investors who trusted us with their transactions
"Working with Sami was an absolute breeze. He really knows his stuff and kept me in the loop every step of the way without any of the usual runaround. Someone reliable who actually fights to get you a great rate and makes the whole mortgage process stress-free."
Commercial Property Financing: Complete Guide
Everything you need to understand how commercial deals get structured, priced, approved and exited.
Commercial property financing is a loan secured against income-producing or development real estate. Lenders weigh the property's cash flow, sponsor track record, and exit plan, not just personal income.
Commercial Property Financing FAQs
Straight answers about commercial mortgages, construction financing, and exit strategies.
Commercial Property Financing by City
Local commercial mortgage solutions across Ontario's key markets.
Ready to Finance Your Commercial Property?
Connect with our commercial financing specialists for a confidential consultation.
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