About The Juneja Group — Licensed Ontario Mortgage Brokers
Two Services, One Platform
The Juneja Group offers professional property management services across Ontario.
Saminder Juneja, Licensed Mortgage Broker (operating under Get A Better Mortgage Inc., FSRA #10874 | Mortgage Centre Canada - Independently Owned and Operated) provides all mortgage-related services featured on this website.
Professional Mortgage Funding Across Ontario
We say YES when it makes sense. - For EVERYONE
Expert structuring for non-traditional borrower profiles including Senior Citizens, Self-employed professionals, corporate entities, and borrowers with complex income verification requirements.
Why Banks Say No (But We Say Yes)
Professional solutions for complex financial needs
Trusted by Families Across Ontario
What Our Clients Say
"I had the pleasure of working with Sami. Nothing bad to say. Very helpful and I highly recommend him and his team."
Matej Fabjan
"I am a first time homebuyer and Sami is the best broker. He is very professional, punctual as well as very reassuring. As a first time homebuyer, you become very anxious at times but he makes things very easy and calming. I highly recommend him."
Damien
Don't Just Sign. Understand.
Most borrowers aren't told the true cost of their mortgage — until it's too late. We walk you through the real numbers, risks, and what to avoid.
Legal & Privacy Information
Your privacy and security are our top priorities. Learn about our comprehensive policies and compliance standards.
Privacy Policy
Our Commitment to Privacy
We take your privacy very seriously. Our Privacy Policy tells you what your rights are and the rules we follow to protect your personal information, including compliance with PIPEDA and other regulatory governance.
These practices apply solely to information collected via this online application and through direct contact with the licensed mortgage broker.
Confidentiality Warning
This website contains privileged and confidential information intended only for the parties addressed. If you are not the intended recipient, you are hereby notified that any review, dissemination, or copying of this communication is prohibited.
Please notify us immediately if you wish our office to refrain from using email. This communication is being sent to you in compliance with Canada's Anti-Spam Legislation (CASL).
PIPEDA Compliant: We adhere to the Personal Information Protection and Electronic Documents Act and all applicable provincial privacy legislation.
Information We Collect & Use:
- Personal identification information (name, address, phone, email)
- Financial information (income, assets, liabilities, credit history)
- Employment information (employer, position, tenure)
- Property information (address, value, intended use)
- Documentation you provide (pay stubs, bank statements, etc.)
Opt-Out Methods:
- Reply "STOP" to any SMS/text messages
- Click "unsubscribe" in any email communications
- Use our online contact form for opt-out requests
- Submit preferences through our secure application portal
Security Policy
Encryption & Access Standards
Your personal and financial information is protected using TLS 1.2+ in transit and AES-256 (FIPS 140-2 validated) at rest. Access is restricted by role-based permissions and Row-Level Security on every database table, and our infrastructure providers maintain SOC 2 Type II and ISO 27001 certifications. We engage independent third parties for periodic penetration testing.
Data at Rest
256-bit AES encryption, FIPS 140-2 compliant
Data in Transit
TLS encryption for all data transmissions
Monitoring
24/7 security monitoring and threat detection
Backup & Recovery
Automated daily backups with secure storage
Security Certifications:
Terms of Use
Acceptance of Terms
By accessing and using this website and our services, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.
Information Accuracy & User Responsibilities
Users are responsible for providing accurate and complete information during the application process. We understand and confirm that the information provided is true and correct and is being used to determine credit worthiness. Any false or misleading information may result in application denial or legal consequences.
Electronic Signatures & Records Consent
Your acceptance confirms your willingness and ability to receive and act on communications electronically, rather than in paper form, and to include the use of electronic signatures in our relationship with you.
Your Rights Include:
- Opt out of any future contacts from us at any time
- Request access to your personal information
- Request correction of inaccurate information
- Withdraw consent where legally permissible
Licensing & Regulation
thejunejagroup.ca
Sami Juneja - Licensed Mortgage Broker
Get A Better Mortgage Inc. (FSRA #10874)
Mortgage Centre Canada - Independently Owned and Operated
We maintain the highest professional standards and adhere to all regulatory requirements set forth by provincial mortgage regulatory authorities. Our licensing ensures that all services are provided in accordance with industry best practices and consumer protection regulations including PIPEDA, FINTRAC, and provincial mortgage broker licensing requirements.
Complaints & Dispute Resolution
Our Commitment to Service Excellence
We are committed to providing exceptional service to all our clients. If you have a concern or complaint about our services, we encourage you to contact us directly so we can address your issue promptly and effectively.
Complaint Process
Online Contact Form
Submit your concern through our secure online contact form
Investigation & Response
We will investigate and respond within 30 business days
External Resolution
If unsatisfied, escalate to Get A Better Mortgage Inc. (FSRA #10874) for external review
Accessibility Statement
Our Commitment to Accessibility
The Juneja Group is committed to ensuring that our services are accessible to all individuals, including those with disabilities. We strive to provide equal access to information and functionality to all users.
Information Sharing & Third Parties
We will not share your information with any third party without your consent, except as required by law or as necessary to process your mortgage application.
Authorized Third Parties May Include:
- Mortgage lenders and lending institutions
- Credit bureaus for credit verification
- Property appraisers and inspectors
- Legal professionals involved in the transaction
- Government agencies as required by law
Access Control:
Your Mortgage Agent/Team will only have access to what you choose to share with them. You maintain control over your personal information throughout the mortgage process.
Last updated: December 2024
This legal information is subject to change. Check this page regularly for updates.