Free checklist
First Mortgage Consultation Checklist
Bring these to your first conversation to get a useful answer quickly.
By Saminder (Sami) Juneja, Mortgage Broker · Published · Updated
Information
- Your goal: purchase, refinance, renewal or equity access
- Approximate property value and current mortgage balance
- Household income and how it is earned
- Monthly debt payments
- Any credit issues you know about
- Your timeline
Questions to ask the broker
- Which lenders will you approach, and why?
- What fees will I pay, and to whom?
- What documents do you need from me?
- What are the risks of the option you recommend?
Cite this resource
Preferred title and URL for journalists and organizations:
Saminder (Sami) Juneja. “First Mortgage Consultation Checklist.” The Juneja Group, updated 2026-09-29. https://thejunejagroup.ca/resources/checklists/first-consultation
Educational information only — not financial, legal or tax advice, and not an offer or approval. Rates and lender policies change; all financing is subject to lender approval.