Saminder (Sami) Juneja

Role and licensing

• Mortgage Broker
• Mortgage Centre Canada — independently owned and operated by Get A Better Mortgage Inc.
• Ontario brokerage FSRA #10874 · Mortgage Broker #M18002544
• 8 years arranging residential mortgage financing

The Juneja Group is not a licensed mortgage brokerage; mortgage services are provided through Get A Better Mortgage Inc.

Editorial standards

• Content is educational and written or reviewed by Sami Juneja.
• Facts are linked to government or regulator sources where possible.
• Examples are clearly labelled as hypothetical.
• We do not publish statistics without a stated dataset, sample size and method.
• Pages show a published and updated date and are reviewed when rules or products change.
• Corrections: email info@thejunejagroup.ca.

Full editorial policy · Licensing information

Articles and guides by Sami Juneja

• 2026 Canadian Self-Employed Mortgage Guide
• The Canadian Private Mortgage Guide
• Reverse Mortgages in Canada: A Homeowner's Guide
• Your Parents Need Money: Home Equity Options for Ontario Families · September 17, 2026
• Self-Employed Mortgage Loans in Ontario: How to Qualify on Your Real Income · August 21, 2026
• Beyond The Rate — August 2026: Tariffs, Bond Yields And Your Rate · August 29, 2026
• Canadian Banks Post Real Losses, But Is It Doom and Gloom? · September 9, 2026
• Meet Azim: Declined by His Bank, Approved for a $1.6M North York Home · August 21, 2026
• $550,000 Corporate Bridge Mortgage Closed in 7 Business Days — Ancaster, ON · August 3, 2026
• She Paid Off the House With Life Insurance — Then Said No to a Reverse Mortgage · July 30, 2026
• Mortgage Offset Account in Canada: vs HELOC, Reverse Mortgage and the Smith Manoeuvre · July 27, 2026
• Bankruptcy and Your Mortgage (Part 2): Home Equity, Discharge and Getting Financed Again · July 25, 2026
• Consumer Proposals and Your Mortgage (Part 1): Buying, Refinancing and Keeping the Home · July 23, 2026
• Canada's Lending Pulse: What Q2 2026 Debt Markets Are Telling Borrowers · July 22, 2026
• When the Bank Calls the Loan (Part 2): The Real Refinance — $1.6M Rescued at 4.89% · July 5, 2026
• When the Bank Calls the Loan (Part 1): Why Self-Employed Owners Get Pushed Off the Bank · June 22, 2026
• The $70,000 Question: What It Really Costs to Access $190,000 in Retirement · June 12, 2026
• Bank of Canada Holds at 2.25%: What It Means for Your Mortgage in 2026 and 2027 · June 10, 2026
• Private Mortgage Rates Ontario 2026 — Live Pricing & Lender Fees · April 22, 2026
• Second Mortgage vs HELOC in Ontario — Which to Choose (2026) · April 8, 2026
• Bank Declined Your Mortgage? The 7-Step Recovery Playbook · March 25, 2026
• Private Mortgage Exit Strategy — Refinancing Back to A-Lender · March 11, 2026
• Canadian Home Buyer Checklist — Post-Offer Through Move-In · February 25, 2026
• 3 Strategies That Saved a Burlington Client Over $3,500/Month · February 4, 2026
• Ontario HST Rebate Expanded: Save $60K–$75K on New Builds — Now Open to ALL Buyers · January 21, 2026
• Bond Yields Are Surging — What It Means for Your Mortgage · January 12, 2026
• Mortgage Renewal 2026: Time to Act Smart! · January 8, 2026
• Rising Rates: What You Should Do Right Now · January 5, 2026
• Self-Employed Business Owner Secures $600K with Credit Below 600 · December 11, 2025
• How to Finance Your Home Construction Project in Canada · November 19, 2025
• How to Finance Investment Properties in Canada · October 28, 2025
• Interest-Only Second Mortgages for Self-Employed · October 7, 2025
• Can I Get a Mortgage with Bad Credit? · September 16, 2025
• Behind the Scenes: Multi-Unit Loan Requests & Bridge Financing Strategies · June 10, 2025
• Self-Employed? Here's How to Get Approved for a Mortgage · May 13, 2025
• Mortgage Options for Seniors: Understanding Your Choices · April 8, 2025
• Why Mortgages in a Corporation Are More Complex · February 25, 2025
• Smart Tax Refund Strategy: How to Use Your Home Equity · December 3, 2024
• Private Lending: Options for Homeowners with 10+ Years in Their Home · October 15, 2024