Free checklist
Private Mortgage Document Checklist
Private lenders focus on the property and your exit plan.
By Saminder (Sami) Juneja, Mortgage Broker · Published · Updated
Borrower
- Government photo ID
- Credit authorisation
- Brief written explanation of the purpose of the loan
Property
- Current mortgage statements for every charge on title
- Property tax statement showing taxes are current
- Home insurance declaration
- Agreement of purchase and sale if buying
Exit
- Written exit plan with timeline
- Evidence supporting the exit (listing agreement, refinance pre-approval, sale agreement)
Cite this resource
Preferred title and URL for journalists and organizations:
Saminder (Sami) Juneja. “Private Mortgage Document Checklist.” The Juneja Group, updated 2026-09-29. https://thejunejagroup.ca/resources/checklists/private-mortgage-documents
Educational information only — not financial, legal or tax advice, and not an offer or approval. Rates and lender policies change; all financing is subject to lender approval.