Commercial & Multi-Unit Financing Insights
Debt market pricing, CMHC MLI Select, covenant breaches and investment property financing for commercial and multi-unit borrowers.
Commercial Financing articles (6)
Canada's Lending Pulse: What Q2 2026 Debt Markets Are Telling Borrowers
Multifamily, industrial, office and retail broken down by max LTV, spread over the 5-yr GoC, CMHC MLI leverage, and outlook. Where lenders are pricing best this quarter.
When the Bank Calls the Loan (Part 2): The Real Refinance — $1.6M Rescued at 4.89%
Full case-study anatomy of a called $1.2M commercial + $400K business HELOC. B-lender at 5.50%, residential 1st at 4.89%, and why the borrower turned down our recommended private 2nd and took $100K cash-out instead.
When the Bank Calls the Loan (Part 1): Why Self-Employed Owners Get Pushed Off the Bank
Covenant mechanics, the 30/60/90 day escalation timeline, what receivership actually costs ($546K–$1M on a $1.2M building), and the 2026 rate ladder from A-lender to private commercial 2nd.
How to Finance Investment Properties in Canada
Complete guide to rental property mortgages and multi-unit financing. Learn about down payments, using rental income, BRRRR strategy, and portfolio building.
Behind the Scenes: Multi-Unit Loan Requests & Bridge Financing Strategies
Learn how bridge financing works across different scenarios—from purchase & sale to construction—and understand the income approach for multi-unit property valuation.
Why Mortgages in a Corporation Are More Complex
Understanding the challenges of corporate-held mortgages and how alternative lenders bridge the gap with innovative solutions.
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- All articlesSearch the full mortgage blog library by keyword.
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